Stop overspending on groceries, clothing, and credit cards
COLUMBUS -- Are you shelling out more money on things than you need to- things you consider necessities? For most of us, the answer is probably yes.
But there are secrets to saving money, starting with your grocery bill.
Mary Hoover, a blogger with Mission to Save says people overspend on food all the time. She says the website offers paper and digital coupons, as well rebate apps, you can put on your phone.
"Sometimes those apps have things like produce and dairy products that most people think 'Oh I can't coupon for those items,'" she said. "But sometimes those new apps offer savings on produce and milk."
She shared her secret for saving on clothing as well.
"My bottom line for clothing is never, ever, ever buy anything full price."
Marlene and Andy DeMain agree. They own Play It Again Sports in Dublin, where they say 70 percent of the merchandise is brand new, but sold at a discount.
People can also save money by trading in gently used sports equipment.
"I tell people that used stuff is coupons," said Marlene. "You've paid for it. You've had it for a while. Bring it in. You can get a trade or we will pay you cash."
You can even save on credit cards. Many offer rewards or travel points these days.
Mike Kappas, the CEO of Apprisen, a consumer credit counseling service, says starting with a budget is key when it comes to controlling your spending .
"I would say pick two or three that have the best rates, the best terms and give you benefits and use only those three."
Bottom line? Kappas says do your homework and put together a budget that works for you.